![]() Relax, play, or do something else while you wait for Tala to do their magic.Tala loan qualification is dependent on the feedback you give on these questions.Provide further information to Tala such as your phone number and also by answering correctly the few personal questions provided on the tala application form online.Link the app to your active Facebook account to register as a customer.You also don’t need a tala loan application form online.You don’t need Tala loan app download APK.Here is how to get a loan from Tala in Kenya. How do I apply for a loan at Tala Online? Please Note: You need a Safaricom line on the device with M-Pesa activated on that line. Click install (You better have WIFI or data bundles to download.Search for Tala (It has over 5 million downloads).Scroll to the Google Play Store app on your Android phone.To get The Tala app download for android mobile, all you need is access to the Google Play store.įollow these instructions for Tala app download for android mobile loan app: Here is how to download the Tala loan app and to apply for credit: Download for android mobile If you are on an iPhone (do iPhone people need loans) On a severe Note though, The Tala app for iPhone is not currently available. You can get Tala Loans straight to your M-Pesa. It doesn’t matter if it is a smartphone or feature phone, whether you run android or Microsft enabled devices. To download Tala Apk, All you need is a registered Mpesa line and a mobile phone. Here is a step by step guide to for Tala loan app download. But it is essential to check your CRB status to know if you are blacklisted wrongly. The 1st one is a 30-day loan that attracts a 15% service fee, and The other option is a 21-day loan offer that attracts an 11% service fee.Ĭompared to Banks & other Microfinance lending institutions, Tala Loans do not require general security such as a Payslip, Title Deed, or Car Log Book. This service fee depends on the loan repayment schedule you choose. They have claimed that they don’t charge interest on loans instead take a service fee. Today, Tala app offers a minimum loan amount of Ksh 500 to first-time users and up to a maximum of Ksh 30,000 for subsequent users with good loan repayment history. Sometimes back, they used to offer a maximum of Ksh 50,000. The loan increment eligibility depends on your repayment behaviour of previous loans. The app does not require any security, and the average credit is Ksh 10,000, but first-time applicants are given a minimum of Ksh 500 and have to build their creditworthiness over time. They also use different data like your income level, your Mpesa usage, and your loan repayment history from other providers. The Tala Loan App scans your SMS folder for Mpesa transaction history and your voice call pattern history to build a credit score. Once you download the Tala app and installed on your phone, then go through Tala loan application process.
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